Why I Accept Credit Cards

I’ve been getting paid by my clients via credit card for about six years now. Many people think that paying the credit card processing fee (usually 2.9% of the total paid) is crazy, but there are many reasons that I love getting paid this way:

1. I know what’s going on. When someone pays me with a credit card on my website, I’m notified immediately. I know the amount, who paid it and when it will be deposited into my bank account.
   
   
2. No more hanging out around the mailbox. Credit card payments are immediate. No wondering if “the check’s in the mail.” Clients can pay me on their computer, tablet or phone no matter where they are. Because it’s so convenient to them, I get paid faster.
   
   
3. Clients have options. When accepting payments via credit card, my client can use a bank debit card (which is the same as writing a check), or they can use a credit card and pay it off at their convenience.
   
   
4. Bookkeeping is easier. My credit card processing company (Stripe) is connected to my accounting software (Xero). Every time a payment is made an invoice is created with all the details of the transaction. This saves me hours every year in bookkeeping.
   
   

Start taking credit card payments. If your experience is anything like mine, you’ll never go back!

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